When facing tough financial times, it can be scary to think about the possibilities. The best bankruptcy attorney in Marietta has the skills and experience to help guide individuals and couples through difficult times. There are few alternatives for folks that are deep in debt, with no end in sight. In many cases, filing for bankruptcy is the best route to take in order to protect assets and have a chance for a fresh financial start.
Many people find themselves in situations where creditors are breathing down their necks, and it can be very overwhelming. One missed payment can quickly snowball into a seemingly endless string of late fees and charges that continue to pile up. It may seem like a situation that will only get worse, no matter how hard a person tries to catch up.
Sometimes debt can be suffocating, and it can be hard to know where to turn and what moves to make. When debt grows and becomes too much to handle, it is time to look for the top Marietta bankruptcy lawyer to help you. Bankruptcy attorneys have the knowledge and the experience to guide their clients through the process.
The First Step
The first step is to get in touch with the attorney’s office to set up an initial consultation. An experienced, knowledgeable bankruptcy lawyer san diego can assess a situation and offer advice for the best course of action. The top Marietta bankruptcy attorneys knows all of the ins and the outs of the system in the state, and will be able to guide their client through the entire process. There are two different types of bankruptcy that an individual can file for, which are known as Chapter 7, or Chapter 13. Based on the details of each case, an attorney will help their client determine which type to file for.
There are specific and strictly enforced income limits regarding who can file for Chapter 7 bankruptcy. It is the fastest option for those who do qualify. One of the requirements is that individuals go through an approved credit counseling course prior to filing. Your bankruptcy lawyer will describe the steps of the process in further detail.
Chapter 13 bankruptcy is an option for folks with an income. It is often the best choice for homeowners who are struggling to make their mortgage payments. With Chapter 13, payments to creditors are made over a 3 to 5 year period. There are many specific factors that go into the amount that the court will decide must be repaid.
Put an End to Harassing Calls and Constant Stress
Creditors can make life very stressful. Mailboxes can be flooded with notices, and they may start to feel like serious threats that are just hanging over your head. It is difficult enough to be lacking the income to make monthly payments, and constant calls and contact from creditors only adds to the anxiety that you may be feeling. There is no reason to let the harassment continue. Contacting a good Marietta bankruptcy layer is the smartest move that a person in serious debt can make.
Affordable and Honest
Many people who are already deep in debt fear that the attorney fees will be more than they can handle. An honest, experienced law firm will be willing to work with clients on payments. A payment plan is a great option for folks seeking to get out of debt, not to incur even more. A bankruptcy will take care of past debts and allow you to start off with a clean slate.
Contact a Top Marietta Personal Bankruptcy Attorney Today
Do not spend another day stressing over debt. There are options available, and a trusted personal bankruptcy attorney in Marietta will guide clients through those options. Get out of debt and get back to living. With the assistance of a top personal bankruptcy attorney in Marietta, that financial weight can instantly be lifted. A person in debt will finally be able to see the light at the end of the tunnel.